/* ========= TOKENS (same as index.html) ========= */
  :root {
    --cream:#FAF7F2; --cream-2:#F2EEE6; --sand:#E8DECA; --sage:#B8C0AD;
    --ink:#1B1B1F; --ink-soft:#3E3E45; --ink-mute:#8A8A92; --line:#E4E0D6;
    --red:#C8102E; --red-deep:#9E0C24; --red-dark:#7E0A1D; --paper:#FFFFFF;
    --serif:"Cormorant Garamond", "Times New Roman", serif;
    --sans:"Montserrat", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
    --sans-body:"Open Sans", -apple-system, sans-serif;
  }
  *, *::before, *::after { box-sizing: border-box; }
  html, body { margin: 0; padding: 0; }
  body {
    font-family: var(--sans-body); color: var(--ink); background: var(--cream);
    -webkit-font-smoothing: antialiased; text-rendering: optimizeLegibility;
    font-size: 16px; line-height: 1.65;
  }
  a { color: inherit; text-decoration: none; }
  img { display: block; max-width: 100%; }
  button { font: inherit; color: inherit; }

  /* ========= NAV (index-style liquid glass) ========= */
  @keyframes hr13FadeUp { 0%{opacity:0; transform:translateY(20px)} 100%{opacity:1; transform:translateY(0)} }

  .hr13-top {
    position: fixed; top: 0; left: 50%; transform: translateX(-50%); z-index: 100;
    width: calc(100% - 32px); max-width: 1400px;
    background: rgba(255,255,255,.38);
    backdrop-filter: blur(40px) saturate(220%);
    -webkit-backdrop-filter: blur(40px) saturate(220%);
    border: 1px solid rgba(255,255,255,.55);
    border-top: none;
    border-radius: 0 0 22px 22px;
    box-shadow:
      0 18px 50px -16px rgba(27,27,31,.18),
      inset 0 1px 0 rgba(255,255,255,.85),
      inset 0 -1px 0 rgba(255,255,255,.12);
    transition: background .25s ease, box-shadow .35s ease;
  }
  .hr13-top::before {
    content: ""; position: absolute; inset: 0;
    border-radius: inherit; pointer-events: none;
    background: linear-gradient(180deg, rgba(255,255,255,.4) 0%, transparent 30%, transparent 70%, rgba(255,255,255,.08) 100%);
  }
  .hr13-top-inner {
    position: relative; z-index: 1;
    padding: 30px 36px 0 36px;
    display: grid; grid-template-columns: 1fr auto 1fr; gap: 32px; align-items: center;
    transition: padding .25s ease;
  }
  .hr13-top-inner > .hr13-brand { justify-self: start; transform: translateY(-15px); transition: transform .25s ease; }
  .hr13-top.scrolled .hr13-top-inner > .hr13-brand { transform: translateY(-11px); }
  .hr13-top-inner > div:last-child { justify-self: end; transform: translateY(-15px); transition: transform .25s ease; }
  .hr13-top.scrolled .hr13-top-inner > div:last-child { transform: translateY(-11px); }
  .hr13-top.scrolled {
    background: rgba(255,255,255,.65);
    box-shadow: 0 18px 40px -16px rgba(27,27,31,.22), inset 0 1px 0 rgba(255,255,255,.9);
  }
  .hr13-top.scrolled .hr13-top-inner { padding-top: 22px; }
  .hr13-top.scrolled .hr13-nav a { padding-bottom: 28px; }
  .hr13-brand img { height: 32px; width: auto; display: block; }
  .hr13-nav { display: flex; justify-content: center; gap: 13px; }
  .hr13-nav a {
    position: relative;
    padding: 14px 4px 34px 4px;
    font-family: var(--sans);
    font-size: 15px; font-weight: 500; color: var(--ink-soft); cursor: pointer;
    text-decoration: none; transition: color .25s ease, font-weight .15s ease, padding-bottom .25s ease; white-space: nowrap;
  }
  .hr13-nav a::before {
    content: attr(data-label);
    display: block; height: 0; overflow: hidden; visibility: hidden;
    font-weight: 600; pointer-events: none;
  }
  .hr13-nav a::after {
    content: ""; position: absolute;
    left: 4px; right: 4px; bottom: 0;
    height: 2px; background: var(--red);
    transform: scaleX(0); transform-origin: left;
    transition: transform .3s cubic-bezier(.6,.2,.2,1);
  }
  .hr13-nav a:hover { color: var(--ink); font-weight: 600; }
  .hr13-nav a:hover::after, .hr13-nav a.active::after { transform: scaleX(1); }
  .hr13-nav a.active { color: var(--ink); background: transparent; font-weight: 600; }
  /* === Dropdown menus === */
  .hr13-nav .has-dd { position: relative; display: inline-flex; align-items: stretch; }
  .hr13-nav .has-dd > a { padding-right: 16px; }
  .hr13-nav .has-dd > a::after { right: 16px; }
  .hr13-nav .has-dd > a .caret {
    display: inline-block; width: 8px; height: 8px;
    border-right: 1.5px solid currentColor; border-bottom: 1.5px solid currentColor;
    transform: rotate(45deg) translate(-2px, -2px);
    margin-left: 8px; opacity: .55;
    transition: transform .25s ease, opacity .25s ease;
  }
  .hr13-nav .has-dd:hover > a .caret,
  .hr13-nav .has-dd:focus-within > a .caret {
    transform: rotate(225deg) translate(-2px, -2px); opacity: 1;
  }
  .hr13-nav .dd {
    position: absolute; top: 100%; left: 50%;
    transform: translateX(-50%) translateY(-8px);
    min-width: 320px; margin-top: -8px;
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: 16px;
    padding: 10px;
    box-shadow: 0 24px 60px -20px rgba(27,27,31,.25);
    opacity: 0; visibility: hidden; pointer-events: none;
    transition: opacity .3s ease, transform .3s cubic-bezier(.6,.2,.2,1), visibility .3s;
    z-index: 110;
    display: flex; flex-direction: column; gap: 2px;
  }
  .hr13-nav .has-dd::after {
    content: ""; position: absolute; top: 100%; left: 0; right: 0; height: 12px;
  }
  .hr13-nav .has-dd:hover .dd,
  .hr13-nav .has-dd:focus-within .dd {
    opacity: 1; visibility: visible; pointer-events: auto;
    transform: translateX(-50%) translateY(0);
  }
  .hr13-nav .dd a {
    position: static;
    padding: 14px 18px;
    font-family: var(--sans); font-size: 14px; font-weight: 500;
    color: var(--ink); letter-spacing: 0;
    border-radius: 0; white-space: nowrap;
    border-bottom: 1px solid var(--line);
    transition: color .2s ease;
  }
  .hr13-nav .dd a:last-child { border-bottom: none; }
  .hr13-nav .dd a::before, .hr13-nav .dd a::after { display: none; }
  .hr13-nav .dd a:hover { background: transparent; color: var(--red); }
  .hr13-nav .dd a .sub {
    display: block; font-family: var(--serif); font-style: italic; font-weight: 400;
    font-size: 15px; color: var(--ink-mute); margin-top: 2px;
    transition: color .2s ease;
  }
  .hr13-nav .dd a:hover .sub { color: var(--ink-soft); }

  .hr13-cta {
    background: transparent; color: var(--ink);
    border: 1.5px solid rgba(27,27,31,.2);
    padding: 10.5px 22px; border-radius: 999px;
    font-family: var(--sans);
    font-size: 13px; font-weight: 600;
    display: inline-flex; align-items: center; gap: 8px;
    text-decoration: none; cursor: pointer; white-space: nowrap;
    transition: background .25s ease, border-color .25s ease, color .25s ease, transform .25s ease;
  }
  .hr13-cta:hover { background: rgba(27,27,31,.04); border-color: rgba(27,27,31,.4); transform: translateY(-1px); }
  .hr13-burger { display: none; width: 42px; height: 42px; background: transparent; color: var(--ink); align-items: center; justify-content: center; border: none; cursor: pointer; padding: 0; }
  .hr13-burger:hover { color: var(--red); }
  .hr13-burger svg { width: 22px; height: 22px; }

  /* ========= LAYOUT UTILITIES ========= */
  .wrap { max-width: 1400px; margin: 0 auto; padding: 0 32px; }
  @media (max-width: 720px) { .wrap { padding: 0 24px; } }

  /* Section padding rhythm */
  .sec { padding: 140px 32px; }
  @media (max-width: 720px) { .sec { padding: 90px 24px; } }

  /* Eyebrow pill (index pattern) */
  .eyebrow {
    display: inline-flex; align-items: center; justify-content: center; gap: 12px;
    font-family: var(--sans);
    font-size: 11px; text-transform: uppercase; letter-spacing: 4px;
    color: #575759; font-weight: 500;
  }
  .eyebrow::before, .eyebrow::after { content: ""; width: 35px; height: 1px; background: var(--red); }
  .eyebrow.left { justify-content: flex-start; }
  .eyebrow.right { justify-content: flex-end; }
  .eyebrow.dark { color: rgba(255,255,255,.55); }
  .eyebrow.dark::before, .eyebrow.dark::after { background: var(--red); }

  /* Headline pattern (Sans 300/400 + italic Cormorant red em at 1.55em) */
  .h-display {
    font-family: var(--sans); font-weight: 300;
    font-size: clamp(36px, 4vw, 62px); line-height: 1.1;
    letter-spacing: -0.02em; margin: 0; color: var(--ink);
  }
  .h-display em {
    font-family: var(--serif); font-style: italic;
    color: var(--red); font-weight: 500;
    font-size: 1.55em; line-height: .9; letter-spacing: -0.02em;
  }
  h2.h-display, h3.h-display { font-weight: 300; }

  /* Buttons (index pattern) */
  .btn {
    display: inline-flex; align-items: center; gap: 10px;
    padding: 16px 30px; border-radius: 999px;
    font-family: var(--sans); font-size: 14px; font-weight: 600;
    cursor: pointer; text-decoration: none; border: none;
    transition: transform .25s ease, background .25s ease, color .25s ease, box-shadow .25s ease, border-color .25s ease;
  }
  .btn-red {
    background: var(--red); color: #fff;
    box-shadow: 0 14px 30px -10px rgba(200,16,46,.5);
  }
  .btn-red:hover { background: var(--red-deep); transform: translateY(-2px); }
  .btn-ghost {
    background: transparent; color: var(--ink);
    border: 1.5px solid rgba(27,27,31,.2);
  }
  .btn-ghost:hover { background: rgba(27,27,31,.04); border-color: rgba(27,27,31,.4); transform: translateY(-1px); }
  .btn-ghost.on-dark {
    color: #fff; border-color: rgba(255,255,255,.35);
  }
  .btn-ghost.on-dark:hover { background: rgba(255,255,255,.08); border-color: #fff; }

  /* Breadcrumb */
  .crumb {
    padding-top: 16px;
    font-family: var(--sans);
    font-size: 11px; letter-spacing: 3px; text-transform: uppercase; color: var(--ink-mute); font-weight: 500;
  }
  .crumb a { color: var(--ink-mute); }
  .crumb a:hover { color: var(--red); }
  .crumb .sep { margin: 0 10px; color: var(--line); }
  .crumb .here { color: var(--ink); }

  /* ========= PAGE HERO ========= */
  .page-hero {
    background: linear-gradient(135deg, #FFFFFF 0%, #F5F5F5 55%, #E6E6E6 100%);
    padding: 110px 32px 72px;
    position: relative; overflow: hidden;
  }
  .page-hero .wrap { position: relative; z-index: 2; }
  .page-hero .grid {
    display: grid; grid-template-columns: 1.15fr 0.85fr;
    gap: 64px; align-items: center; margin-top: 44px;
  }
  .page-hero h1 {
    font-family: var(--sans); font-weight: 400;
    font-size: clamp(32px, 3.4vw, 52px); line-height: 1.1;
    letter-spacing: -0.02em; margin: 18px 0 22px; color: var(--ink);
  }
  .page-hero h1 em {
    font-family: var(--serif); font-style: italic; font-weight: 500;
    color: var(--red); font-size: 1.55em; line-height: .9; letter-spacing: -0.02em;
  }
  .page-hero .lede {
    font-family: var(--sans-body); font-size: 15.5px; line-height: 1.7;
    color: var(--ink-soft); max-width: 520px; margin: 0 0 28px;
  }
  .page-hero .actions { display: flex; gap: 12px; flex-wrap: wrap; }

  /* Hero visual stage */
  .law-stage {
    position: relative; aspect-ratio: 5/4;
    background: #1f2a36;
    border-radius: 18px; overflow: hidden;
    box-shadow: 0 24px 60px -28px rgba(27,27,31,.2);
  }
  .law-photo { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; display: block; z-index: 1; }
  .law-stage::before {
    content: ""; position: absolute; inset: 0; z-index: 2; pointer-events: none;
    background: linear-gradient(180deg, rgba(0,0,0,0) 55%, rgba(0,0,0,.35) 100%);
  }
  .law-stage__legacy::before {
    content: ""; position: absolute; inset: 0;
    background:
      radial-gradient(circle at 72% 30%, rgba(200,16,46,.08), transparent 55%),
      repeating-linear-gradient(35deg, rgba(27,27,31,.035) 0 2px, transparent 2px 14px);
  }
  .law-tag {
    position: absolute; left: 50%; top: 22%; transform: translate(-50%, -50%);
    background: var(--red); color: #fff;
    padding: 10px 18px; border-radius: 999px;
    font-family: var(--sans); font-size: 11px; font-weight: 600;
    letter-spacing: 4px; text-transform: uppercase; z-index: 5;
    box-shadow: 0 10px 24px rgba(200,16,46,.35);
  }
  .law-svg {
    position: absolute; left: 50%; top: 60%; transform: translate(-50%, -50%);
    width: 58%; z-index: 2;
    filter: drop-shadow(0 18px 26px rgba(27,27,31,.15));
    animation: sway 6s ease-in-out infinite alternate;
  }
  @keyframes sway {
    from { transform: translate(-50%, -50%) rotate(-1.5deg); }
    to   { transform: translate(-50%, -50%) rotate(1.5deg); }
  }

  /* Hero stats */
  .hero-stats {
    margin-top: 64px; padding-top: 28px;
    border-top: 1px solid var(--line);
    display: grid; grid-template-columns: repeat(4, 1fr); gap: 28px;
  }
  .hero-stats .stat .n {
    font-family: var(--serif); font-weight: 500;
    font-size: 42px; line-height: 1; color: var(--ink);
  }
  .hero-stats .stat .n em {
    font-family: var(--sans); font-style: normal;
    color: var(--red); font-size: 15px;
    margin-left: 5px; font-weight: 600;
  }
  .hero-stats .stat .l {
    font-family: var(--sans); font-size: 10.5px; font-weight: 600;
    letter-spacing: 3px; text-transform: uppercase;
    color: var(--ink-mute); margin-top: 11px;
  }

  /* ========= INTRO / CASES (editorial magazine style) ========= */
  .intro { background: var(--paper); padding: 140px 32px; }
  .intro-head {
    max-width: 760px; margin: 0 auto 88px; text-align: center;
  }
  .intro-head h2 {
    font-family: var(--sans); font-weight: 300;
    font-size: clamp(32px, 3.6vw, 56px); line-height: 1.1;
    letter-spacing: -0.02em; margin: 20px 0 28px; color: var(--ink);
  }
  .intro-head h2 em {
    font-family: var(--serif); font-style: italic; color: var(--red);
    font-weight: 500; font-size: 1.55em; line-height: .9; letter-spacing: -0.02em;
  }
  .intro-head .lead {
    font-size: 17px; line-height: 1.7; color: var(--ink-soft); margin: 0;
  }
  .intro-cases {
    max-width: 1100px; margin: 0 auto;
    display: flex; flex-direction: column;
  }
  .intro-case {
    display: grid; grid-template-columns: 0.9fr 1.1fr;
    gap: 72px; padding: 56px 0;
    border-top: 1px solid var(--line);
    align-items: start;
  }
  .intro-case:last-child { border-bottom: 1px solid var(--line); }
  .intro-case-l { position: relative; }
  .intro-case-kicker {
    font-family: var(--sans); font-size: 11px; font-weight: 600;
    letter-spacing: 4px; text-transform: uppercase; color: var(--ink-mute);
    margin-bottom: 22px;
  }
  .intro-case-q {
    font-family: var(--serif); font-style: italic; font-weight: 500;
    font-size: clamp(26px, 2.4vw, 34px); line-height: 1.2;
    color: var(--ink); margin: 0; letter-spacing: -0.01em;
    max-width: 360px;
  }
  .intro-case-q::before {
    content: "„"; color: var(--red); font-size: 1.4em; line-height: 0;
    vertical-align: -0.18em; margin-right: 4px;
  }
  .intro-case-r {
    font-family: var(--sans-body);
    font-size: 16px; line-height: 1.75; color: var(--ink-soft);
  }
  .intro-case-r p { margin: 0 0 14px; }
  .intro-case-r p:last-child { margin-bottom: 0; }
  .intro-case-r strong { color: var(--ink); font-weight: 600; }

  /* ========= STRIP (red statement band) ========= */
  .strip {
    background:
      radial-gradient(ellipse 80% 60% at 18% 25%, rgba(255,255,255,.10) 0%, transparent 60%),
      linear-gradient(135deg, var(--red) 0%, var(--red-deep) 55%, var(--red-dark) 100%);
    color: #fff; padding: 100px 32px;
    position: relative; overflow: hidden;
  }
  .strip::before {
    content: ""; position: absolute; inset: 0; pointer-events: none;
    background: repeating-linear-gradient(135deg, transparent 0 80px, rgba(255,255,255,.02) 80px 81px);
  }
  .strip .inner {
    position: relative; z-index: 1;
    display: grid; grid-template-columns: auto 1fr auto;
    align-items: center; gap: 56px;
  }
  .strip .big {
    font-family: var(--serif); font-style: italic; font-weight: 500;
    font-size: 140px; line-height: .85; color: #FFE4DC;
    letter-spacing: -0.02em;
  }
  .strip .big em { color: #fff; font-style: italic; }
  .strip h3 {
    font-family: var(--sans); font-weight: 400;
    font-size: clamp(28px, 3vw, 40px); line-height: 1.1;
    letter-spacing: -0.015em; margin: 0 0 12px; color: #fff;
  }
  .strip h3 em {
    font-family: var(--serif); font-style: italic; color: #FFE4DC;
    font-weight: 500; font-size: 1.4em; line-height: .9;
  }
  .strip p { color: rgba(255,255,255,.85); font-size: 16px; line-height: 1.7; max-width: 640px; margin: 0; }
  .strip .actions .btn-red { background: #fff; color: var(--red); box-shadow: 0 14px 30px -10px rgba(0,0,0,.25); }
  .strip .actions .btn-red:hover { background: var(--ink); color: #fff; }

  /* ========= COVERED (6-grid cards) ========= */
  .covered { background: var(--paper); padding: 140px 32px; }
  .sec-head {
    display: grid; grid-template-columns: 1.1fr 1fr; gap: 60px;
    align-items: end; margin-bottom: 72px;
  }
  .sec-head-l {}
  .sec-head h2 {
    font-family: var(--sans); font-weight: 300;
    font-size: clamp(32px, 3.6vw, 56px); line-height: 1.1;
    letter-spacing: -0.02em; margin: 18px 0 0; color: var(--ink);
  }
  .sec-head h2 em {
    font-family: var(--serif); font-style: italic; color: var(--red);
    font-weight: 500; font-size: 1.55em; line-height: .9; letter-spacing: -0.02em;
  }
  .sec-head aside { color: var(--ink-soft); font-size: 16px; max-width: 420px; line-height: 1.65; margin: 0; }

  .cov-grid {
    display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px;
  }
  .cov {
    background: var(--paper); border: none; border-radius: 14px;
    padding: 40px 36px;
    box-shadow: 0 12px 30px -20px rgba(27,27,31,.16), 0 2px 6px -2px rgba(27,27,31,.05);
    transition: transform .3s ease, box-shadow .3s ease;
  }
  .cov:hover {
    transform: translateY(-4px);
    box-shadow: 0 28px 50px -24px rgba(27,27,31,.22), 0 6px 14px -4px rgba(27,27,31,.08);
  }
  .cov-num {
    font-family: var(--serif); font-style: italic; font-weight: 500;
    font-size: 32px; line-height: 1; color: var(--red);
    letter-spacing: -0.02em; margin-bottom: 18px;
  }
  .cov h4 {
    font-family: var(--sans); font-weight: 500;
    font-size: 20px; line-height: 1.25; color: var(--ink);
    margin: 0 0 14px; letter-spacing: -0.015em;
  }
  .cov p { color: var(--ink-soft); font-size: 14.5px; line-height: 1.65; margin: 0; }

  /* ========= PARTNERS (specialization map) ========= */
  .partners {
    background: linear-gradient(60deg, #FFFFFF 0%, #FAF7F2 45%, #EFE7D8 100%);
    padding: 140px 32px;
  }
  .partners-head {
    max-width: 760px; margin: 0 auto 72px; text-align: center;
  }
  .partners-head h3 {
    font-family: var(--sans); font-weight: 300;
    font-size: clamp(32px, 3.6vw, 56px); line-height: 1.1;
    letter-spacing: -0.02em; margin: 20px 0 24px; color: var(--ink);
  }
  .partners-head h3 em {
    font-family: var(--serif); font-style: italic; color: var(--red);
    font-weight: 500; font-size: 1.55em; line-height: .9; letter-spacing: -0.02em;
  }
  .partners-head p {
    font-size: 16px; line-height: 1.7; color: var(--ink-soft);
    margin: 0 auto; max-width: 600px;
  }
  .partners-grid {
    max-width: 1200px; margin: 0 auto;
    display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px;
  }
  .partner-tile {
    position: relative;
    background: var(--paper);
    padding: 40px 28px 32px;
    border-radius: 14px;
    text-align: left;
    box-shadow: 0 12px 30px -20px rgba(27,27,31,.16), 0 2px 6px -2px rgba(27,27,31,.05);
    transition: transform .3s ease, box-shadow .3s ease;
    display: flex; flex-direction: column; gap: 14px;
    min-height: 240px;
  }
  .partner-tile:hover {
    transform: translateY(-4px);
    box-shadow: 0 28px 50px -24px rgba(27,27,31,.22), 0 6px 14px -4px rgba(27,27,31,.08);
  }
  .partner-mark {
    font-family: var(--serif); font-style: italic; font-weight: 600;
    color: var(--red); font-size: 38px; line-height: 1;
    letter-spacing: -0.02em;
  }
  .partner-tile h4 {
    font-family: var(--sans); font-weight: 500;
    font-size: 18px; line-height: 1.25;
    color: var(--ink); margin: 0; letter-spacing: -0.015em;
  }
  .partner-tile .h4-sub {
    font-family: var(--serif); font-style: italic; font-weight: 500;
    font-size: 18px; line-height: 1.2; color: var(--red);
    margin: 4px 0 0; letter-spacing: -0.005em;
  }
  .partner-tile p {
    font-size: 13.5px; line-height: 1.6; color: var(--ink-soft);
    margin: 0; flex: 1;
  }
  .partner-tile .loc {
    font-family: var(--sans); font-size: 10.5px; font-weight: 600;
    letter-spacing: 3px; text-transform: uppercase;
    color: var(--ink-mute);
    padding-top: 14px; border-top: 1px solid var(--line);
  }
  .partners-cta {
    margin-top: 56px; text-align: center;
    display: flex; justify-content: center; gap: 16px; flex-wrap: wrap;
    font-size: 14px; color: var(--ink-soft);
  }
  .partners-cta-text { line-height: 1.6; max-width: 540px; }

  /* ========= PROCESS ========= */
  .process { background: var(--paper); padding: 140px 32px; }
  .steps {
    display: grid; grid-template-columns: repeat(4, 1fr); gap: 32px;
  }
  .step {
    padding-top: 28px;
    border-top: 1px solid var(--line);
  }
  .step .n {
    font-family: var(--serif); font-style: italic; font-weight: 500;
    font-size: 64px; line-height: .9; color: var(--red);
    letter-spacing: -0.02em; margin-bottom: 24px;
  }
  .step h5 {
    font-family: var(--sans); font-weight: 500;
    font-size: 22px; line-height: 1.2; color: var(--ink);
    margin: 0 0 12px; letter-spacing: -0.015em;
  }
  .step p { font-size: 14.5px; color: var(--ink-soft); line-height: 1.65; margin: 0; }

  /* ========= CONDITIONS (footnote card) ========= */
  .conditions {
    background: var(--cream-2); padding: 100px 32px;
  }
  .conditions .card {
    background: var(--paper); border: none; border-radius: 16px;
    padding: 44px 48px; max-width: 980px; margin: 0 auto;
    position: relative;
    box-shadow: 0 14px 36px -22px rgba(27,27,31,.18), 0 2px 6px -2px rgba(27,27,31,.06);
  }
  .conditions .card::before {
    content: "*"; position: absolute; left: 48px; top: 38px;
    color: var(--red); font-family: var(--serif); font-style: italic;
    font-size: 36px; font-weight: 600; line-height: 1;
  }
  .conditions h4 {
    font-family: var(--sans); font-weight: 500;
    font-size: 22px; margin: 0 0 14px 32px; letter-spacing: -0.015em;
    color: var(--ink);
  }
  .conditions p { font-size: 14.5px; color: var(--ink-soft); line-height: 1.75; margin: 0 0 0 32px; }

  /* ========= RELATED (link cards) ========= */
  .related { background: var(--cream); padding: 140px 32px; }
  .related .grid {
    display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px;
  }
  .related .card {
    background: var(--paper); padding: 40px 36px;
    border-radius: 14px; text-decoration: none; color: inherit;
    box-shadow: 0 12px 30px -20px rgba(27,27,31,.16), 0 2px 6px -2px rgba(27,27,31,.05);
    transition: transform .3s ease, box-shadow .3s ease;
    display: flex; flex-direction: column;
  }
  .related .card:hover {
    transform: translateY(-4px);
    box-shadow: 0 28px 50px -24px rgba(27,27,31,.22), 0 6px 14px -4px rgba(27,27,31,.08);
  }
  .related .card .num {
    font-family: var(--serif); font-style: italic; font-weight: 500;
    color: var(--red); font-size: 24px; letter-spacing: -0.02em;
    margin-bottom: 16px;
  }
  .related .card h4 {
    font-family: var(--sans); font-weight: 500;
    font-size: 22px; line-height: 1.2; margin: 0 0 14px;
    color: var(--ink); letter-spacing: -0.015em;
  }
  .related .card p { font-size: 14.5px; color: var(--ink-soft); margin: 0 0 24px; line-height: 1.65; flex: 1; }
  .related .card .link {
    font-family: var(--sans); font-size: 12px; font-weight: 600;
    letter-spacing: 2px; text-transform: uppercase; color: var(--red);
    display: inline-flex; align-items: center; gap: 8px;
    transition: gap .25s ease;
  }
  .related .card:hover .link { gap: 14px; }

  /* ========= CTA BAND ========= */
  .cta-band {
    background: var(--ink); color: #fff;
    padding: 120px 32px; position: relative; overflow: hidden;
  }
  .cta-band::before {
    content: "&"; position: absolute; right: -40px; top: 50%;
    transform: translateY(-50%); font-family: var(--serif); font-style: italic;
    font-size: 360px; line-height: 1; color: rgba(255,255,255,.04);
    pointer-events: none;
  }
  .cta-band .inner {
    position: relative; z-index: 2;
    display: grid; grid-template-columns: 1.4fr auto;
    gap: 56px; align-items: center;
  }
  .cta-band h2 {
    font-family: var(--sans); font-weight: 300;
    font-size: clamp(32px, 4vw, 56px); line-height: 1.1;
    letter-spacing: -0.02em; margin: 18px 0 18px;
  }
  .cta-band h2 em {
    font-family: var(--serif); font-style: italic; color: var(--red);
    font-weight: 500; font-size: 1.55em; line-height: .9; letter-spacing: -0.02em;
  }
  .cta-band p { color: rgba(255,255,255,.7); font-size: 17px; line-height: 1.7; margin: 0; max-width: 640px; }
  .cta-band .actions { display: flex; gap: 12px; flex-wrap: wrap; }
  .cta-band .eyebrow { color: rgba(255,255,255,.55); }

  /* ========= FOOTER (index-style) ========= */
  footer { background: var(--ink); color: var(--cream); padding: 100px 32px 40px; border-top: 1px solid rgba(255,255,255,.06); }
  .foot-grid { max-width: 1400px; margin: 0 auto; padding: 0 32px; display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 60px; }
  .foot-brand img { height: 32px; filter: brightness(0) invert(1); opacity: .9; margin-bottom: 24px; }
  .foot-brand p { font-size: 14px; color: rgba(255,255,255,.7); max-width: 320px; line-height: 1.7; margin: 0; }
  footer h4 { font-family: var(--sans); font-size: 11px; font-weight: 600; letter-spacing: 3px; text-transform: uppercase; color: rgba(255,255,255,.5); margin: 0 0 18px; }
  footer ul { list-style: none; padding: 0; margin: 0; }
  footer li { margin-bottom: 12px; font-size: 14px; color: rgba(255,255,255,.8); }
  footer li a:hover { color: var(--cream); }
  .foot-bottom { max-width: 1400px; margin: 80px auto 0; padding: 32px 32px 0; border-top: 1px solid rgba(255,255,255,.12); display: flex; justify-content: space-between; font-size: 12px; color: rgba(255,255,255,.5); }
  .foot-bottom a { color: rgba(255,255,255,.5); margin-left: 20px; }
  .foot-bottom a:hover { color: var(--cream); }

  /* Reveal on scroll */
  .reveal { opacity: 0; transform: translateY(24px); transition: opacity .7s ease, transform .7s ease; }
  .reveal.in { opacity: 1; transform: translateY(0); }

  /* ========= RESPONSIVE ========= */
  @media (max-width: 1180px) {
    .hr13-nav { gap: 4px; }
    .hr13-nav a { padding: 9px 4px; font-size: 14px; }
    .hr13-top-inner { padding: 18px 24px; }
  }
  @media (max-width: 980px) {
    .hr13-nav { display: none; }
    .hr13-burger { display: inline-flex; }
    .page-hero { padding-top: 110px; }
    .page-hero .grid { grid-template-columns: 1fr; gap: 48px; }
    .hero-stats { grid-template-columns: repeat(2, 1fr); gap: 28px; }
    .intro-case { grid-template-columns: 1fr; gap: 20px; padding: 44px 0; }
    .intro-case-q { max-width: none; }
    .strip .inner { grid-template-columns: 1fr; gap: 24px; text-align: center; }
    .strip .big { font-size: 96px; }
    .sec-head { grid-template-columns: 1fr; gap: 24px; }
    .cov-grid { grid-template-columns: repeat(2, 1fr); }
    .partners-grid { grid-template-columns: repeat(2, 1fr); }
    .partners-cta { flex-direction: column; gap: 20px; }
    .steps { grid-template-columns: 1fr 1fr; }
    .related .grid { grid-template-columns: 1fr; }
    .cta-band .inner { grid-template-columns: 1fr; gap: 28px; }
    .foot-grid { grid-template-columns: 1fr 1fr; gap: 40px; }
  }
  @media (max-width: 640px) {
    .cov-grid { grid-template-columns: 1fr; }
    .steps { grid-template-columns: 1fr; }
    .hero-stats { grid-template-columns: 1fr 1fr; }
    .conditions .card { padding: 36px 32px; }
    .conditions h4, .conditions p, .conditions .card::before { margin-left: 0; }
    .conditions .card::before { left: 32px; top: 28px; font-size: 28px; }
    .conditions h4 { padding-left: 26px; margin-left: 0; }
    .conditions p { padding-left: 26px; margin-left: 0; }
    .foot-grid { grid-template-columns: 1fr; gap: 32px; }
    .foot-bottom { flex-direction: column; align-items: flex-start; gap: 10px; }
    .foot-bottom a { margin-left: 0; margin-right: 18px; }
  }

  /* === Override: right-aligned nav, no CTA === */
  .hr13-top-inner { display: flex; justify-content: flex-start; align-items: center; gap: 32px; }
  .hr13-nav { justify-content: flex-end; margin-left: auto; }
  .hr13-nav > a:not(.active):hover, .hr13-nav .has-dd > a:not(.active):hover { color: var(--ink-soft); font-weight: 500; }
  .hr13-nav > a:not(.active):hover::after, .hr13-nav .has-dd > a:not(.active):hover::after { transform: scaleX(0); }